Risk Officer - Bank in Walloon Brabant

As an Analyst Risk Management, you will oversee the governance and risk management of third-party service providers supporting regulated payment activities.

Working closely with Procurement, Compliance, Operational Risk, Legal and business stakeholders, you will ensure outsourcing arrangements comply with international regulatory requirements while maintaining robust oversight of vendors throughout their lifecycle.

You will contribute to strengthening the organisation's Third-Party Risk Management framework and play a key role in regulatory compliance and operational resilience.

Third-Party Risk Management

• Conduct comprehensive due diligence on vendors, suppliers and outsourcing partners before onboarding.
• Assess financial, operational and regulatory risks associated with third-party relationships.
• Monitor critical suppliers throughout the entire outsourcing lifecycle.
• Identify emerging risks and recommend appropriate mitigation measures.
• Maintain accurate Third-Party and Intra-Group outsourcing registers.

Outsourcing Governance

• Ensure outsourcing arrangements comply with internal governance frameworks and regulatory expectations.
• Support the implementation and continuous improvement of Outsourcing and Third-Party Risk Management policies.
• Partner with business owners to ensure outsourcing activities remain aligned with governance standards.
• Review contractual arrangements from a risk and regulatory perspective.

Regulatory Compliance

• Monitor developments in outsourcing and operational resilience regulations.
• Ensure compliance with requirements issued by regulators such as:
• European Banking Authority (EBA)
• National Bank of Belgium (NBB)
• Financial Conduct Authority (FCA)
• Monetary Authority of Singapore (MAS)
• New York Department of Financial Services (NYDFS)
• Support regulatory reporting and documentation requirements.
• Assist during regulatory inspections and internal audits.

Vendor Performance & Operational Resilience

• Define and monitor vendor performance through KPIs and Service Level Agreements (SLAs).
• Evaluate supplier performance against contractual obligations.
• Collaborate with vendors to assess Business Continuity and Disaster Recovery capabilities.
• Ensure critical outsourcing arrangements support operational resilience objectives.

Reporting & Risk Oversight

• Prepare dashboards, governance reports and management presentations.
• Maintain outsourcing documentation, control inventories and governance registers.
• Present risk indicators and outsourcing updates to senior management and governance committees.
• Support Board Risk Committee reporting where required.

Stakeholder Engagement

• Deliver awareness sessions and training on Outsourcing and Third-Party Risk Management.
• Collaborate with Procurement, Legal, Compliance, Operational Risk and business functions.
• Contribute to process improvements and best practices across supplier governance.
• Build strong relationships with both internal stakeholders and external service providers. 

• Bachelor's or Master's degree in Risk Management, Finance, Business Administration, Economics or a related field.
• Previous experience within Third-Party Risk Management, Vendor Governance, Operational Risk or Outsourcing in the financial services sector.
• Strong understanding of outsourcing regulations applicable to regulated financial institutions.
• Knowledge of the EBA Outsourcing Guidelines and other international regulatory frameworks is highly desirable.
• Experience managing vendor due diligence and supplier oversight.
• Familiarity with operational risk management principles.
• Strong analytical and problem-solving capabilities.
• Excellent communication and stakeholder management skills.
• Comfortable presenting to senior management and governance committees.
• Detail-oriented with strong organisational skills.
• Proficiency with Microsoft Office and governance or risk management tools.
• Fluent in English; additional European languages are considered an advantage. 

• An attractive package ranging from €4.500 to €6.000 gross per month with extra-legal benefits
• A permanent position within one of the world's leading payment technology companies.
• Exposure to international regulatory frameworks and global payment services.
• A highly collaborative and multicultural working environment.
• Opportunities to work with senior stakeholders across Risk, Compliance and Procurement.
• Continuous investment in professional development and international career progression.
• Flexible and hybrid working arrangements.
• Access to innovative technologies and large-scale global projects.